Why Waiting Until 2026 to Plan Your Move Could Cost You

Why It’s a Good Time to Buy Now And How to Prepare for 2026

If you’ve been thinking about buying a home, the good news is that right now offers real opportunities. Inventory is up across King County and the Eastside, which means you have more homes to choose from and more negotiating power than we’ve seen in years. On top of that, mortgage rates recently dropped to around 6.35% a welcome relief for affordability.

In other words, if you’re ready, this is a great moment to explore your options.

Why Buying Now Makes Sense

  • More choices: Inventory is higher than last year, giving buyers leverage.

  • Better financing: Lower mortgage rates can translate into significant monthly savings.

  • Less competition: While some buyers are waiting, you have an opening to negotiate more favorable terms.

Looking Ahead to 2026

That said, forecasts show that home sales are expected to rise in 2026, meaning the market will likely heat up again. With more buyers in the mix, expect:

  • Faster timelineshomes won’t stay on the market as long.

  • Multiple offers becoming more common.

  • Less room to negotiate as demand strengthens.

The Takeaway

Whether you’re ready now or planning for 2026, you win by preparing. If you want to buy in the near term, the combination of more homes + lower rates makes today a smart time. If your timeline is longer, start planning now so you’ll be ready when competition ramps up.

Let’s talk strategy, whether you want to make a move today or position yourself for success in 2026.

Gina Madeya

Whether you're thinking of buying or selling your home, being successful in this market takes an experienced, trusted advisor with proven results. Gina has enabled over 200 clients to achieve their real estate goals and looks forward to helping you navigate the current market with clarity and confidence. As a 25 year veteran of corporate America (JPMorgan Chase and Microsoft), Gina puts her vast experience in both people and program management positions to work for you, nimbly balancing both the human and process side of real estate transactions to ensure your success in either buying or selling your home.

Lauded by clients and other agents alike for her impeccable work ethic and integrity, client advocacy, and proactive communication, you can count on Gina to guide you through every step of this complex and very active market with hands on support to deliver an experience and results you deserve. Backed by the most trusted brokerage in the Pacific Northwest, Windermere, Gina considers it a privilege to represent you and pledges her focus, responsiveness, honesty, patience, and never-ending support - she won't be satisfied until you are!

https://www.ginamadeya.com
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