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The Truth About Down Payments

Home prices are expected to keep appreciating over the next 5 years – meaning your future home will likely go up in price the longer you wait. Keep in mind that you don't always need a 20% down payment to buy a home. Here’s why...

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The Many Non-Financial Benefits of Homeownership

Buying and owning your own home can have a big impact on your life. While there are financial reasons to become a homeowner, it's essential to think about the non-financial benefits that make a home more than just a place to live. Here are some of the top non-financial reasons

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Owning Your Home Helps You Build Wealth

There are lots of good reasons to become a homeowner. Homeownership builds wealth regardless of income level and you may be surprised to learn homeowners across various income levels have a much higher net worth than renters who make the same amount.

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Buying a Fixer-Upper

For some home buyers, a fixer-upper is their idea of a dream home. However, the process of buying a fixer-upper comes with additional responsibilities compared to properties in better condition or new construction homes.

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7 Housing Market Predictions

The percentage of homes with price cuts jumped from 7.1% in December to 13.6% this year. So we asked 7 economists and real estate pros: Is now the time to buy before the spring rush hits?

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Is A Seller Paid Buydown The Right Move?

With a recent rise in interest rates and appreciating home values, many buyers have been priced out of the market. With a seller paid buydown, you can help lower the buyer’s monthly payment without lowering the seller’s sales price.

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How Homeownership Can Help Shield You from Inflation

If you’re following along with the news today, you’ve likely heard about rising inflation. You’re also likely feeling the impact in your day-to-day life as prices go up for gas, groceries, and more. These rising consumer costs can put a pinch on your wallet and make you re-evaluate any big purchases you have planned to ensure they’re still worthwhile.

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Renting vs Buying: Which is better for you?

Deciding whether to rent or buy can be a difficult decision, but with the right analysis, you can determine which is best for you. Knowing whether it’s the right time to rent or buy depends on your buying power, what you’re looking for in a home, your local market conditions, your plans for you and your household, and the responsibilities you’re prepared to take on at your residence.

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The Dream of Homeownership Is Worth the Effort

If you’re in the market to buy a home this season, stick with it. Homebuyers face challenges in any market, and today’s is no exception. But if you persevere, your decision to purchase a home will be worth the effort in the end. In fact, a recent survey from Bankrate shows homeownership is so powerful that:

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